A must-have benefit that helps your team save on one of the largest household expenses; groceries. Offer groceries as a benefit-in-kind and help your team save 8% through National Insurance savings, making their pay go further for basic rate taxpayers.

We go beyond typical grocery benefits by supporting all major supermarkets, including online retailers like Ocado and Amazon Fresh, as well as popular discounters like Aldi and Lidl.

Our grocery benefit is carefully structured to align with HMRC rules surrounding Optional Remuneration Arrangements (OpRA) legislation. Using Business Mastercards, the scheme provides flexibility for employees while staying within HMRC guidelines.

The grocery benefit is fully managed through our native mobile application, allowing employees to enrol, track spending, view budgets, and upload receipts, all without the need to send emails or contact HR. This ensures a seamless employee experience while saving valuable time for HR and payroll teams.

Our admin dashboard has comprehensive reporting capabilities, enabling P11D and payroll report generation as and when needed. We also provide a full audit trail of all transactions, ensuring compliance and peace of mind.